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NEWS & OPINION
Why is Specialized Snowmobile Insurance Important? Common Questions Answered.
Posted: 6/4/2012
By: Noelle Kimble Communications Specialist at Foremost®
9007266 5/12
Do you ride your snowmobile in your driveway, weaving in and out of your flower pots? Probably not. Then why insure it with a policy meant for a home? Trusting a homeowners policy to insure your snowmobile may bring you an unpleasnt surprise at claim time.
Foremost Insurance Group knows toys and we specialize in policies for your snowmobiles, motorcycles and off-road vehicles. With all the powdered trails in your future, you shouldn't have to worry about why you need a specialized snowmobile policy, that's what we're here for. A specialized snowmobile policy, beyond your homeowners policy can cover you so you can continue to ride the trails.
The top four "what ifs" of snowmobile insurance from Foremost Insurance Group:
1. What if you are in an accident and incur medical costs?
With a typical homeowners policy, your medical costs would not be covered. A snowmobile policy includes medical payments coverage, which will typically pay your medical costs, up front.
2. What if you are driving down the road and your snowmobile slides off the trailer?
Wave goodbye as it slides down the road if you have it under a typical homeowners policy, which may not cover that loss. With a specialized policy your sled could be replaced or repaired.
3. What if your snowmobile is stolen?
Under a typical homeowners policy, your sled may not be replaced. But a specialized snowmobile policy may cover a full replacement.
4. What if you injure someone with your snowmobile?
You could be financially responsible for the costs under a typical homeowners policy. However, a specialized policy could cover most of the costs incurred, saving you money.
Your safety is number one to us and we want to help you enjoy your toys. Check out more tips and trail stories at blog.foremost.com and visit www.ForemostInsure.com/ACSA . Also, come see us at the American Council of Snowmobile Associations Congress in June!
By: Noelle Kimble Communications Specialist at Foremost®
9007266 5/12
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